My approach to financing is far different from my competitors.
I want you to understand exactly who I am and what I can offer before you invest one minute, or one dollar working with me. Shopping for a home loan can be extremely overwhelming and time consuming, and most companies cannot (or rather, will not) tell you what they can offer without running a full loan application and running credit. I don’t want your nonpublic personal information just to give you something as simple as an estimated rate scenario. When we do move forward with a loan application, I’ll start with a soft credit inquiry, no impact to your score. If you are unable to qualify due to low credit, I’ll then walk you through what needs to be done to get your credit score where it needs to be. All without a hard inquiry.
I believe building trust and being transparent are the keys to a true partnership.